Geico’s phone number is 800-207-7847.

Established in 1936, GEICO is the second one maximum famous coverage issuer inside the U.S. GEICO gives extensive sort of coverage products, such as vehicle mobile and bike coverage.

While GEICO is thought for presenting reasonably-priced vehicle mobile coverage rates, its low charges do not always result in bad purchaser service. Read directly to discover the fine details of GEICO vehicle mobile coverage in our 2021 review.

Ø  The Zebra Customer Satisfaction Survey — 4.4/5: GEICO changed into a number of the best-rated agencies in The Zebra's 2021 client pride survey, incorporating lots of topics.

Ø  Claims satisfaction (J.D. Power) — Average: J.D. Power charges GEICO as common in typical claims satisfaction.

Ø  Customer satisfaction (J.D. Power) — Average: GEICO earned common effects in J.D. Power's 2021 observe on coverage organization consumer satisfaction.

Ø  Financial energy — Superior: GEICO has an advanced economic energy score from AM Best — so policyholders want now no longer fear approximately the company's capacity to pay out your claim.

Ø  NAIC Rating — Average: An NAIC criticism score refers to the entire range of purchaser court cases received. GEICO completed a round common on this metric.

Emergency road service

If you've got complete coverage, you may upload GEICO’s roadside assistance. With this coverage, you're capable of getting assistance for the following:

  • Jumpstarts for dead batteries
  • Labor to change a tire
  • Lockout services

Rental reimbursement

This optionally available insurance handles the charges in case your car is undrivable because of a blanketed claim. By insuring in opposition to only "blanketed claims," GEICO excludes everyday wear-and-tear or mechanical issues. This will offer you a condo vehicle for a sure range of days primarily based totally on your insurance.

Mechanical breakdown insurance

GEICO is one of the few vehicle coverage organizations supplying mechanical breakdown coverage (MBI). MBI acts as a prolonged warranty, protecting your automobile withinside the occasion of myriad mechanical disasters which can be excluded from insurance on a popular vehicle coverage policy. This excludes harm taking place in a vehicle accident. MBI is the problem with a deductible.

Accident forgiveness

GEICO gives coincidence forgiveness as a non-compulsory coverage add-on. With this coverage, your price won’t boom after your first at-fault coincidence. GEICO’s coincidence forgiveness works on an inline with-coverage basis, which means the most effective one use in line with the coverage period.

GEICO rideshare insurance

If you pressure for a rideshare agency like Uber or Lyft, GEICO gives coverage insurance to make certain your car is completely covered.

 

Below are other companies to which GEICO’s rideshare coverage applies:

  • Amazon Flex
  • Grubhub
  • DoorDash
  • Instacart
  • Postmates
  • Uber Eats

Below are GEICO's top discounts.


Discounts based on the vehicle:

  • Airbags: 25-40% savings
  • Anti-lock brakes: 5%
  • Anti-theft system: 25%
  • Daytime running lights: 1%

Discounts based on the driver:

• Good motive force: as much as 26% — If you've got got an easy riding document for a minimum of 3 years, you could earn this correct motive force cut price.

• Seatbelt use: 15% — This cut-price applies to your scientific insurance or non-public damage insurance. If you and your passengers continually put on your seatbelts, you could earn as much as 15% off.

• Good scholar: 15% — If you or your scholar is elderly sixteen to 24 and has a GPA of 'B' or better, you could earn as much as 15% off.

• Driving training route: variable cut-price — If you’re a younger motive force, finishing a motive force's ed route can earn you a reduction on maximum policies.

• Defensive riding: varies through the state — If you’ve finished an authorized protective riding route, you could acquire a reduction to your coverage.

 • Emergency deployment: 25% — If you’re withinside the army and are deployed, you could acquire a reduction that applies to your complete vehicle mobile coverage.

• Member and worker discounts: variable — Certain employers and memberships have relationships with GEICO that may earn you a reduction. These may be primarily based totally on occupation — which includes law enforcement officials and firefighters — or alumni organizations.

• Military discounts: 15% — Active and retired army contributors can earn as much as 15% off coverage with GEICO.

• Federal worker cut price: 8% — If you’re a lively or retired federal worker, you qualify for the eagle cut price through GEICO. In order to qualify, you want to be a GS-7 or above. This is to be had in maximum states.

• Senior motive force cut price: cut-price varies — If you're over age 50, were accident-loose withinside the beyond 3 years, and don't have any drivers more youthful than 25 to your coverage, you could qualify for this cut price.

Discounts for bundling or insuring multiple cars

Multi-coverage discount: variable — Having multiple coverages -- consisting of your mobile vehicle mobile coverage and house owners coverage -- with GEICO can earn you a bundling discount. Bundling is an outstanding manner to get decrease coverage rates. GEICO gives some of such options, inclusive of bundling domestic and vehicle mobile, renters and vehicle mobile, or rental and vehicle mobile coverage policies. The blessings of bundling coverage additionally consist of delivered convenience. Bundling your own home coverage and vehicle mobile coverage can simplify your month-to-month bills. Check with a coverage agent to look approximately having your coverage desires met with the aid of using the equal company.

Multi-vehicle discount: 25% — Insuring more than one vehicle with GEICO can earn you up to 25% off your entire policy.

Personal property

GEICO provides protection in the event any of the below are stolen or damaged:

  • Furniture
  • Clothing
  • Appliances
  • Dishware (in some cases)
  • Jewelry priced between $500 and $2,000

Property damage

In the below circumstances, GEICO home insurance will step in to provide protection:

  • Fire
  • Wind
  • Hail
  • Water damage (unless excluded)

A GEICO policy may also cover personal liability, medical bills or other expenses. 

Auto insurance buying guide

Before you examine automobile coverage companies, you’ll want to gather simple information, inclusive of the riding records of all of us at the coverage and information approximately your automobile, which includes protection functions and annual mileage driven. You’ll additionally need to recognize which styles of insurance you want. For example, do you need best the naked minimal coverage that your nation requires, or do you want greater huge insurance, inclusive of hole coverage or rideshare insurance? Check that every organization you’re thinking about has the alternatives you need. When evaluating prices amongst insurers, make certain each is imparting identical insurance limits and deductibles. You won't need to determine primarily based totally on rate alone. Look at what number of purchaser proceedings every organization has, as excessive numbers may be a pink flag approximately the exceptional of provider you may receive.

Depending on which organization you choose, you will be camping a position to shop for coverage online, over the telecall smartphone or thru an agent.